LEGAL DISCLAIMER Website Disclaimer and Copyright Statement This site contains information, data, documents, pages and images prepared by Gulf Financial co. (GTC) and contains the material that has been written for information purposes only. It is proprietary to GTC. To the best of GTC knowledge, the information provided herein is true and accurate. While the Information contained in this site has been presented with all due care and diligence, GTC does not warrant or represent that the Information is free from errors or omission. The Information is made available on the understanding that GTC and its employees or agents shall have no liability responsibility to any person, entity or the users for any loss, damage, costs or expenses incurred or arising directly or indirectly by reason of any person using or relying on the information and whether used by reason of any error, negligent act, omission or misrepresentation in the Information or otherwise. Furthermore, while the Information is considered to be true and correct at the time of writing, any changes in circumstances after the time of writing may impact on the accuracy of the Information. The Information may change without notice and GTC is not and may not in any way be liable for the accuracy of any information printed and stored or in any way interpreted and used by a user. IN NO EVENT SHALL GULF FINANCIAL CO. (GTC) BE LIABLE FOR ANY DAMAGES WHATSOEVER RESULTING FROM THE USE OF THIS WEB SITE OR THE INFORMATION CONTAINED IN THIS WEB SITE. Links To Other Websites This Web site includes hyperlinks to Web sites operated by third parties (Other Sites). Links to Other Sites are provided solely for information purposes. GTC takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the information provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including Internet Sites) outside of GTC. Links to other Internet Sites are not under the control of GTC and are provided for information only. You are responsible for satisfying yourself with respect to your use of Other Sites and your dealings with the owners or operators of Other Sites, and you may not make any claim against GTC arising out of your use of any Other Site, or your dealings with the owners or operators of any Other Site. Copyright You should assume everything you see or read on this site is copyrighted unless otherwise noted. You are free to use the content for non-commercial purposes provided that you do not modify it or provided you retain all copyrights and other proprietary notices in the content. You require our written consent to copy or display any portion of the content for redistribution to third parties for commercial purposes. Trademarks The trademarks, logos, service marks and other names and icons identifying products and services on this site are registered and unregistered trademarks of Gulf financial co. Governing Law The Website (excluding linked websites) is owned and operated by GTC from its office in Kuwait. The Web Site can be accessed from countries around the world. As each of these jurisdictions has laws that may differ from those of Kuwait, when accessing this Web site, the user agrees that all matters relating to access to, or use of, the Web Site, or any other hyperlinked web site, shall be governed by the laws of State of Kuwait. The user also agrees and hereby submits to the exclusive jurisdiction and venue of the courts of Kuwait and acknowledges that the user does so voluntarily and is responsible complying with local laws